Mon – Sat: 10 am – 7 pm,
Sunday: CLOSED
Loan Rate Correction Service
Reduce Your Loan Interest. Save Lakhs. Effortlessly.
At SanctionPlus, we go beyond loan aggregation.
We help you correct your existing loan interest rate so you don’t overpay the bank for years without realizing it. Many borrowers continue paying higher interest rates (9%–11%+) even after RBI repo rate cuts—simply because banks don’t reduce rates automatically.
That’s where SanctionPlus Loan Rate Correction comes in.
What Is Loan Rate Correction?
Loan Rate Correction is a professional service where SanctionPlus negotiates with your existing bank to reduce your loan interest rate to the latest eligible rate—without the hassle of branch visits, paperwork, or follow-ups. If your current bank fails to offer a fair reduction, we help you switch to a better bank with lower rates.
Who Should Use This Service?
This service is ideal if you have:
If your interest rate is above market average, you are likely overpaying lakhs in interest.
Home Loan
Loan Against Property
Existing Floating Rate Loan
Interest rate higher than current market rates
Loan taken before recent RBI rate cuts
How SanctionPlus Loan Rate Correction Works
Loan Assessment
We analyze your current loan details:
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Current interest rate
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Outstanding balance
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Bank & loan type
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Eligibility for rate reduction
Bank Negotiation
ur experts approach your existing bank on your behalf and:
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Request rate correction
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Negotiate spreads & reset charges
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Push for the best possible revised rate
Rate Reduction or Switch
We analyze your current loan details:
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If bank agreesYour EMI & interest reduce
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If bank doesn’t cooperateWe help you switch to a better bank with lower rates
Why Banks Don’t Reduce Rates Automatically?
SanctionPlus solves this for you—professionally and transparently.
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Banks protect margins unless customers request correction
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Many borrowers are unaware of their eligibility
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Complex procedures discourage individuals
Benefits of Loan Rate Correction
Lower Interest Rate
Reduced EMI or Shorter Tenure
Save Lakhs in Total Interest
No Bank Running, No Stress
Expert Negotiation Support
Transparent Process
How Much Can You Save?
Even a 0.50% – 1.00% reduction can save you:
₹5–15 Lakhs on long-term home loans
Thousands every month in EMI
Years in loan tenure
We provide clear savings calculations before proceeding.
Flat Professional Fee: @ 2999/-*
Charged only after feasibility check
No hidden commissions
One-time cost for long-term savings
Why Choose SanctionPlus?
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RBI-linked loan expertise
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Strong banking relationships
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End-to-end handling
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Independent & borrower-first approach
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Proven loan aggregation experience
We work for you, not for the bank.
Get Your Loan Rate Checked Today
Stop paying unnecessary interest.
Let SanctionPlus correct your loan rate and protect your money.