Privacy Policy
Effective Date: 31/01/2026
1. About SanctionPlus
SanctionPlus is a loan aggregation and financial services platform owned and operated by THE GLADIUS TERRA CO Pvt Ltd, an Indian private limited company.
- Loan comparison and aggregation
- Loan bidding among banks and NBFCs
- Loan calculators and financial tools
- Loan Rate Correction and related advisory services
SanctionPlus does not provide loans directly. All loan approvals, disbursals, and final terms are solely at the discretion of partner lenders.
2. Information We Collect
We collect information to provide efficient and personalized services.
2.1 Personal Information
- Full name
- Mobile number
- Email address
- City and state
- Employment details
- Income details
2.2 Loan & Financial Information
- Loan type, amount, tenure
- Existing lender/bank details
- Interest rate and repayment information
- Credit-related details shared voluntarily by you
2.3 Technical & Usage Information
- IP address
- Browser and device type
- Pages visited and interaction data
- Cookies and tracking technologies
3. How We Use Your Information
- Assess loan eligibility
- Enable loan bidding and comparison
- Share your profile with lending partners
- Provide Loan Rate Correction services
- Contact you for service-related communication
- Improve our platform and offerings
- Comply with legal and regulatory requirements
We do not sell or trade your personal information.
4. Information Sharing & Disclosure
Your information may be shared only with:
- RBI-regulated banks and NBFCs
- Lending partners for loan processing
- Technology and analytics service providers
- Legal or regulatory authorities when required
All partners are contractually obligated to maintain data confidentiality and security.
5. User Consent & Communication
By submitting your information on SanctionPlus, you:
- Authorize THE GLADIUS TERRA CO Pvt Ltd to collect and process your data
- Consent to communication via phone, SMS, WhatsApp, or email
- Permit sharing of your details with lending partners
You may withdraw consent at any time by contacting us.
6. Cookies & Tracking Technologies
- Enhance website performance
- Analyze traffic and user behavior
- Improve user experience
You may disable cookies via browser settings, though some features may be limited.
7. Data Security
- Secure servers and firewalls
- Restricted access controls
- Encrypted data transmission where applicable
No system is completely secure, and absolute security cannot be guaranteed.
8. Data Retention
- Service delivery purposes
- Legal and regulatory compliance
- Internal record keeping
Data is securely deleted or anonymized once no longer required.
9. Third-Party Links
The Website may contain links to third-party websites. SanctionPlus is not responsible for their privacy practices or content.
10. User Rights
- Access your personal data
- Request corrections or updates
- Withdraw consent
- Request deletion of data (subject to legal requirements)
11. Children’s Privacy
SanctionPlus services are intended only for individuals aged 18 years and above. We do not knowingly collect data from minors.
12. Data Controller
For applicable data protection laws, including the Digital Personal Data Protection Act, 2023, the data controller is:
THE GLADIUS TERRA CO Pvt Ltd
(Operating SanctionPlus)
13. Changes to This Privacy Policy
SanctionPlus may modify this Privacy Policy at any time. Continued use constitutes acceptance of updated terms.
14. Contact Information
THE GLADIUS TERRA CO Pvt Ltd
(Operating SanctionPlus)
📧 Email: info@sanctionplus.in
📞 Phone: +91 83281 91962
📍 Location: Hyderabad, Telangana, India