Terms & Conditions

Welcome to SanctionPlus. By using our website and services, you agree to comply with these Terms & Conditions. Please read them carefully before accessing or using SanctionPlus.

1. Introduction

SanctionPlus is a loan aggregation and financial services platform owned and operated by THE GLADIUS TERRA CO Private Limited (“Company”, “we”, “our”, “us”).

This Privacy Policy applies to all users accessing www.sanctionplus.com, a platform managed by THE GLADIUS TERRA CO Pvt Ltd, and governs how personal and financial information is collected, processed, stored, and protected.

SanctionPlus helps users compare loan options, enable loan bidding from multiple lenders, and provides services such as Loan Rate Correction, loan comparisons, calculators, and related financial tools.

These Terms govern your access to and use of the website, mobile applications, and related services (“Services”) provided by SanctionPlus.

2. Acceptance of Terms

• You are at least 18 years old.
• You agree to be bound by these Terms & Conditions and applicable laws.
• You will use the Services only for lawful purposes.

If you do not agree with these Terms, you must stop using our Services.

3. Definitions

“User” means any individual or business accessing our Services.

“Services” include loan aggregation, loan bidding, loan rate correction services, calculators, tools, and informational content.

4. Use of Services

4.1 Eligibility

• Indian residents with valid personal information
• Able to enter into legally binding agreements

4.2 Your Responsibilities

• Provide accurate, current, and complete information
• Not misrepresent information while using the Services
• Maintain confidentiality of account credentials

4.3 Prohibited Activities

• Using Services for unlawful purposes
• Uploading harmful or misleading content
• Violating applicable laws or regulations

5. Loan Aggregation & Offers

SanctionPlus does not directly provide loans but facilitates loan comparison and bidding among partner lenders.

Loan offers are based on information shared by users and lenders. Loan approvals are at the sole discretion of partner lenders.

6. Loan Rate Correction Service

SanctionPlus assists in negotiating better interest rates or recommending alternate lenders based on eligibility and bank policies.

We do not guarantee approval or acceptance. Final decisions rest with lenders.

7. Fees & Payments

• Some Services may require fees
• Fees will be communicated before execution
• All fees are non-refundable once the service starts

8. User Privacy

Your use of our Services is governed by our Privacy Policy. By using the Services, you agree to its terms.

9. Intellectual Property

All content, logos, and software are the property of SanctionPlus and protected by law.

10. Disclaimers and Limitation of Liability

10.1 No Financial Advice

Information provided is for general purposes only and does not constitute legal or financial advice.

10.2 No Warranty

Services are provided “as is” without guarantees of uninterrupted access.

10.3 Limitation of Liability

SanctionPlus shall not be liable for indirect or consequential damages.

11. Indemnification

You agree to indemnify SanctionPlus from claims arising from your use of the Services or violation of these Terms.

12. Termination

SanctionPlus may suspend or terminate access at any time for violation of these Terms.

13. Governing Law

These Terms are governed by the laws of India. Courts in Hyderabad, Telangana shall have jurisdiction.

14. Changes to Terms

SanctionPlus may update these Terms. Continued use indicates acceptance of updated Terms.